79% of Canadain home owners believe it is time to allow technologies to change the way they sell their home.

Recent Canadian research by a leading national polling company has confirmed that the majority of home owners (79%)  are looking for a new alternative to traditional real estate model,  (74%) say real estate commissions are too high, and two thirds (64%) are open to considering an alternative to a high-fee real estate agent to sell their home. 

 Propertyshop.ca  a new  concept utitlizing the internet and traditional marketuing methods to allow  individusld to sell tand market their property while having  their lawyer  involverd  and having legal advise at all times. Through a business arrangement  Propertyshop.ca has with  Best Value Real Estate allows client's property to be listed  on mls. and realtor.ca the most widely search data bases when someone is looking for a property. . In Ontario you cannot transfer property wiithout a lawyer,  it only makes sense to has a trusteed professional in your corner therough out the whole transation and the cost is a fraction of traditional real estate fee. Change is coming.

Knob and Tube wiring and insurance issues

Knob and tube wiring can effect getting insurance on your property.

 

Decisions Price

This is, of course, the first and single most-important decision. And by now it should already be made. Set a preferred range on the price you want to pay, and then set an upper limit — the highest price you are comfortably willing to pay. There is no sense in looking at a $300,000 house if you know $175,000 is your upper limit. However, if your preferred range is $175,000 but you could go as high as $200,000, then you know what price range to look within.

Pre-qualify for a mortgage

When you have determined how much you are willing or able to spend on house expenses, make sure your mortgage lender agrees. You can go through a mortgage broker or through the financial institution of your choice. A few minutes with a loan officer and a credit check will let you pre-qualify for a mortgage. That means the financial institution will commit to a maximum they will loan you on a mortgage, and that lets you determine how much you can afford to pay for a house. Of course, the more you can put on the down payment, the more you can afford to spend on a home. (Don't forget to consider the other costs associated with closing the purchase, as well. (Planner attached)

Pre-qualifying for a mortgage will take a lot of the uncertainty out of house hunting, especially when you find that perfect home. As you prepare to make an offer, you will already know how much money the mortgage lender is willing to give you. (The mortgage company may still want to approve the specific house to make sure that the price you are willing to pay truly reflects the value of the property and that the property is in acceptable condition.)